Balanced mortgage information to support better decision-making.

Proudly 100% New Zealand owned and operated.

Kiwis prefer to do their mortgage research online.

Let’s be honest. The idea of meeting with your bank manager to discuss the mortgage is a concept you heard from your parents, or even grandparents. They also proudly mentioned how they bought their first house for $15,000! Things have changed dramatically in the last few generations. Emerging technologies, global pandemics and simple lack of time have totally reshaped the way global consumers, particularly Kiwis, want to engage with financial service providers.

The evolving mortgage market.

A recent study by KPMG of mortgage trends globally in 21-65 year olds has shown that 94% of participants in the UK and Australia want to research their mortgage online. It also reveals that 99% of Aussies, Canadians and British respondents see a competitive exchange rate as the single most important factor when evaluating a loan. And 33% of respondents say they were looking to renegotiate their mortgage or switch lenders within the next 12 months.

Kiwis are no different. And with bank branches closing across the country, this digital need is increasing.

mortgages.co.nz has been created to help all New Zealanders on their journey to finding a competitive home loan that fits their needs. When you’re armed with the correct information, you can evaluate the benefits of multiple lenders and quickly determine which loan will be best for you.

Meet our authors.

We have a handpicked team of financial content writers who use plain English and common sense to bridge the information gap between lenders and borrowers. By making complicated topics easy to digest and understand, our writers help New Zealanders to navigate their way through the ever-changing and sometimes scary world of home loans.
Tony Alexander

Tony’s areas of expertise include macroeconomic analysis with a focus on housing market dynamics.

Jo Joiner

Jo is one of New Zealand’s most experienced and respected web content writers. 

Murray Joiner
Murray enjoys taking dry facts and turning them into articles that are both interesting and helpful.

Expert authors.

Our panel of expert authors have a close-up view of New Zealand’s mortgage market and the many factors that impact it. Their input helps to ensure our site stays up with the times and presents content that’s relevant to the widest range of property buyers. As well as acting as a sounding board for new guides and articles, our experts help us to predict upcoming content requirements.

Stephen Massey
Andrew Ford
Cameron Marcroft
Dr Tom Lintern

The homes.co.nz partnership.

For home buyers, refinancers and property investors, getting fresh information about home loans just got easier. Our content partnership with homes.co.nz now allows more Kiwis to find trusted, unbiased information about property finance.

The homes.co.nz website is built on the promise of free property information for every region in New Zealand. Thousands of users visit every day to understand estimated prices, find properties to buy, and do essential research before going to an auction or making an offer. 

Keep up to date with the New Zealand property market by checking out the Monthly Property Report written by Dr Tom Lintern – Chief Data Scientist.

Visit our Learning Centre.

Visit the Learning Centre for helpful guides, mortgage insights and the latest market news, including articles by leading independent economist Tony Alexander. Whether you are preparing for your first home, reviewing your mortgage or planning to invest in an additional property, we have a range of articles and guides to help you achieve your goal.

Subscribe and stay ahead of the game.

Our newsletter covers the latest market news including content from Tony Alexander, as well as tips for getting, managing and reviewing a mortgage. 

By clicking ‘Subscribe’ you agree to our Privacy Policy