Murray Joiner, Author at mortgages.co.nz

How to use LoanMatch to check your home loan potential

LoanMatch is free to use and lets you quickly check your chances of getting pre-approval for a mortgage. It also lets you adjust your figures

A guide to why, when, and how to refinance your mortgage

Change is constant. When you set up your mortgage originally, the interest rates were applicable to the housing market at the time. Likewise, the size

Refixing your mortgage soon? Here’s what’s going on with interest rates

If your mortgage is due to come off fixed, you’re probably looking at a new interest rate that’s more than double what you’ve been paying.

How to find the best mortgage interest rates in New Zealand

With so many mortgage lenders, interest rates and terms to choose from, finding the best solution for your circumstances can be hard work. Whether you’re

What does it cost to build a house in NZ?

If you’ve been looking for a home for a while, you’ve probably put some thought into the option of building a new house or buying

Refinancing your mortgage after a breakup or divorce

Despite the best of intentions, not all business and personal relationships survive the test of time. If the partners own a property together they’ll likely

A complete guide to first home loan grants and KiwiSaver

Buying your first home has become more and more challenging, particularly for Kiwis who may not have the option of significant financial support from family.

New rules for first home owner support

In Budget 2022, the government eased some of the criteria for the First Home Grant, First Home Loan and Kāinga Whenua schemes administered by Kāinga

Is a mortgage broker really on your side?

You’ve probably heard there’s usually no charge to use a mortgage broker (mortgage adviser). That’s because they’re paid a commission by the lender you end

Fix, float or split – understanding your mortgage options

Whether you’re applying for your first mortgage, restructuring an existing loan or refinancing to a new lender, it helps to understand why people choose different

Who pays a mortgage broker?

When it comes to choosing a mortgage broker or mortgage adviser, there are quite a few things to check out and carefully consider. This article

Understanding mortgage acronyms and terminology

When you’re thinking about buying your first home or moving up to your next home, it helps to get your head around the acronyms and

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Murray Joiner