Buying your next home.
A new goal.
When it’s time to buy another home, careful preparation helps you to get what you want with minimal stress. Here’s a refresher course for nailing the next chapter of your property journey.
Want to be smarter with your next home loan?
A mortgage adviser can help you to make home loan decisions that save money in the long run.
Today's Best Rates...
Buying your next home FAQs
If you’re happy to stay with your existing lender, there’s a good chance you can take the loan with you and save the cost of establishing a new mortgage agreement. Talk to your lender to see if this is an option.
If you’re happy to stay with your existing lender, there’s a good chance you can take the loan with you and save the cost of establishing a new mortgage agreement. Talk to your lender to see if this is an option.
The service offered by mortgage brokers, aka mortgage advisers, usually costs you nothing because they’re paid a commission by the lender you choose from the options they offer you. However, you might get hit with a fee if you work closely with an adviser, then make your own arrangements for borrowing. Read more about this in who pays a mortgage broker?
Talk to your mortgage adviser about the best approach. You can appeal a valuation if you think it’s incorrect or try another valuer. And if you made an offer that’s conditional to finance, there are various other options to explore. Read our article about what happens if a registered valuation isn’t high enough.
The service offered by mortgage brokers, aka mortgage advisers, usually costs you nothing because they’re paid a commission by the lender you choose from the options they offer you. However, you might get hit with a fee if you work closely with an adviser, then make your own arrangements for borrowing. Read more about this in who pays a mortgage broker?
Talk to your mortgage adviser about the best approach. You can appeal a valuation if you think it’s incorrect or try another valuer. And if you made an offer that’s conditional to finance, there are various other options to explore. Read our article about what happens if a registered valuation isn’t high enough.
Essential reading for next home buyers.
What does a mortgage broker do?
Getting a mortgage is a big deal. Where do you go to find the best lender for your circumstances? What criteria will you have to
Guide to buying a second home in NZ
If you’ve owned a property for a few years you could have a good amount of equity tied up in it, particularly after the increase
A complete guide to bridging finance
Bridging finance can help when buying or building a new house before selling your old one. In other words bridging finance lets you get from
Check out the latest mortgage rates.
Calculators to get you there.
Use our calculators to develop your home loan strategy for securing your next property. You can work out how much you could borrow and what your repayments might be. We also have a budget planner calculator, so you can fine tune your spending to ensure a happy balance between loan commitments and lifestyle needs.
Get an estimate of what your repayments could be, based on your mortgage amount, term and interest rate.
