Simply answer a few quick questions to start your home loan journey.
The credit crunch is on and home loans are increasingly difficult to get. As a result, more people are consulting an adviser/broker to help them get the mortgage they need. All of our handpicked advisers…
Our NZ mortgage brokers keep it simple, talk in plain language and simplify the mortgage application process. They're happy to address all your home loan related questions.
Our advisers help tens of thousands of people into homes every year, they know where the best deals are, so let them do the research and get the best rates for you.
Our NZ brokers can review your structure and rates. With interest rates jumping 5% or more, a free mortgage analysis could save you thousands every year.
Originally from the small Northland town of Maungaturoto, Jamie studied Commerce at the University of Canterbury and worked in Sales & Finance roles in Auckland…
Let me quickly introduce myself. I’m Jordan, a mortgage adviser approaching my fourteenth year in the industry, specializing in residential home lending. I keep my finger on the pulse by…
Logan has been a Mortgage adviser for many years and in that time has earnt multiple awards including becoming an Elite adviser which is an exceptional achievement…
From helping people into their first homes to property investors expanding their portfolios, I am passionate about getting the best deal for my clients. With over 25 years of…
Jo is a Shareholder and Mortgage Adviser at Loan Market Capital & Coast Ltd. With over 20 years of experience, Jo has been recognised with a Top Adviser award in 2021…
Nathan is more than just a mortgage broker – he is a financial adviser, strategist and advocate for his clients. With almost two decades of experience working…
Jen Taylor is one of New Zealand’s top mortgage advisers and is passionate about providing Taylored solutions for her clients to achieve their goals. Having worked…
The first pillar of our business is to create raving fans, which is something you’ll experience through the entire process with us. As the go-to…
Logan has over 10 years’ experience in the financial services industry and brings a wealth of knowledge to every client interaction. Over this time, he has held many…
Find out more about what a good mortgage broker can do for you. Our helpful articles cover all aspects of working with an adviser, from what they do and who pays them, to how you’ll benefit from the relationship.
This article provides information on working with a mortgage adviser when you’re refinancing a mortgage. We also have a free service that connects you with one of New Zealand’s mortgage advisers from our handpicked panel. First up, let’s define ‘refinancing’. It can be a confusing word, because it’s often used
When it comes to choosing a mortgage broker or mortgage adviser, there are quite a few things to check out and carefully consider. This article will help you to ask the right questions, so that you can choose a broker that suits you. For example, you’ll need to know whether
Getting a mortgage is a big deal. Where do you go to find the best lender for your circumstances? What criteria will you have to meet? When and how do you apply? There are so many questions to navigate. Fortunately, mortgage brokers have many of the answers. A mortgage broker
An independent survey of 2,000 New Zealanders has revealed that people who get professional financial advice show good financial behaviours more frequently than those who don’t. No matter what they earn, Kiwis who get financial advice were shown to be more: Confident about making major financial decisions Positive about where
Our Find a Broker service has been carefully constructed to save you time, stress and hassle. If you’d like to dig deeper into how the service works, we recommend reading these questions and answers.
Our Find a Broker service involves collecting relevant personal and financial information. If the information indicates you might be eligible for a home loan, we’ll match you with your expert adviser. They will then assist you with your application and work with you from start to settlement.
A mortgage broker, aka adviser, can broker the best possible deal for you, using their panel of lenders. They can also provide advice on the structure, term and type of loan best suited for your requirements. They’re normally paid a commission by the lender, which means their service to you is free of charge. To see the significant differences between New Zealanders helped by financial advisers and those who aren’t, read this article.
A mortgage broker knows all the lenders, interest rates and fine print. They can help you to identify which mortgage deals will be the most appropriate for you and your circumstances. More information can be found in our article about mortgage advisers and the FMA website.
Wherever possible, that’s our intention. However, now may not be the right time to introduce you to an expert adviser. If the information you provide indicates a loan application is unlikely to be successful, we will provide you with some educational resources. These will help you to understand how to improve your chances of mortgage approval. Once you have absorbed these insights, we will connect you with an adviser who will be happy to invest their time and expertise to coach you through the entire purchase process.
Mortgage approval can take two or three weeks. Always ask your lender when you’re likely to hear the news. After that, getting the loan ready for settlement day could take another three weeks at least. When the real estate market is busy, these times could stretch out even further.
Our Find a Broker service involves collecting relevant personal and financial information. If the information indicates you might be eligible for a home loan, we’ll match you with your expert adviser. They will then assist you with your mortgage application and work with you from start to settlement.
A mortgage broker, aka adviser, can broker the best possible deal for you, using their panel of lenders. They can also provide advice on the structure, term and type of loan best suited for your requirements. They’re normally paid a commission by the lender, which means their service to you is free of charge. To see the significant differences between Kiwis helped by financial advisers and those who aren’t, read this article.
A mortgage broker knows all the lenders, interest rates and fine print. They can help you to identify which mortgage deals will be the most appropriate for you and your circumstances. More information can be found in our article about mortgage advisers and the FMA website.
We can’t be certain. We’re not lenders or financial advisers and cannot provide financial advice. Our aim is to connect you with one of New Zealand’s top advisers who can then provide the advice and support you as a home buyer.
No. We’re an information service. We aim to give you the tools to understand your lending position and then match you with an independent adviser to help you take your next steps.
At all times, the information we collect will be dealt with in accordance with our privacy policy. If we think you might be eligible for a home loan, we will share your information with your personally matched adviser, to enable them to assess your situation and the suitability of a mortgage application. Your adviser will reach out to you using the contact details you have provided.
We can’t be certain. We’re not lenders or financial advisers and cannot provide financial advice. Our aim is to connect you with one of New Zealand’s top brokers who can then provide the advice and support you need to get the best deal as a home buyer or property investor.
No. We’re an information service. We aim to give you the tools to understand your lending position and then match you with a top mortgage broker to help you take your next steps.
Usually, your adviser will be paid a commission directly by your bank or selected lender once you’re successful (e.g. by settling on a property, arranging for refinance or refixing a loan). If you were referred to that adviser by devmortgages.wpengine.com, then we may also receive a marketing levy from the adviser. To learn more, see our article on how advisers earn a fee, or speak with your matched adviser.
At all times, the information we collect will be dealt with in accordance with our privacy policy. If we think you might be eligible for a home loan, we will share your information with your personally matched adviser, to enable them to assess your situation and the suitability of a mortgage application. Your adviser will reach out to you using the contact details you have provided.
A mortgage broker will ask you a series of questions about your income, the size of your deposit, your credit history and how much you can afford to spend on mortgage repayments. See this article on preparing for a call or meeting with your broker.
As an independent platform, mortgages.co.nz makes it easier for you to find the home loan you need. Use our Learning Centre, calculators, interest rates information and unique LoanMatch software to plan a simpler, smoother journey towards your property ownership goal.
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