Get a mortgage broker on your side today.

Fast-track your mortgage application, free of charge.

Meet the hand-picked mortgage broker panel.

We understand the importance of working with someone who has a proven track record, so we’ve done the research for you. Our invitation-only panellists are carefully selected from some of the top-performing mortgage advice companies nationwide.
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Linda Eagleton
Auckland South

Linda is passionate about helping New Zealanders achieve their financial goals through property ownership. Having been a lender for over 30 years she has helped…

Josh Farry
Auckland North 

The first pillar of our business is to create raving fans, which is something you’ll experience through the entire process with us. As the go-to…

Tina Tsui
Auckland Central

Tina is an Experienced Financial Adviser and specialises in mortgages and investment advice, financial planning, KiwiSaver and managed funds. She’s dedicated to…

Henry Moore
Auckland North 

Henry is a friendly and knowledgeable mortgage adviser, backed by decades of financial advisory experience within his family-owned business…

Callum Eathorne
Christchurch

Callum has been in the Financial Services industry since 2006, joining Total Life in 2020 as an Adviser and Shareholder, after 10 years within the New Zealand banking…

Jackie Reuben
Timaru

Jackie is a mortgage adviser at Loan Market Agile, covering the Timaru and South Canterbury areas. She has been in the finance industry for over 13 years…

Jordan Cameron
Hamilton

Let me quickly introduce myself. I’m Jordan, a mortgage adviser approaching my fourteenth year in the industry, specializing in residential home lending. I keep my finger on the…

Kyle Reardon
Auckland West

Kyle Reardon is a competent mortgage adviser with 20 years of experience in the property market from buying / selling his own homes to growing his investment portfolio…

Michelle Proudfoot
Napier

From helping people into their first homes to property investors expanding their portfolios, I am passionate about getting the best deal for my clients. With over 25 years of…

Careful selection based on performance history.

Don’t just take our word for it, experience it first-hand from actual customers. We know that in today’s digital age, decisions mostly rely on reviews, this concept is the foundation of our adviser panel selection. Now you can gain exclusive access to an adviser network endorsed by New Zealand property buyers.

Working with an adviser just makes sense.

The credit crunch is on and home loans are increasingly difficult to get. As a result, more people are consulting an adviser/broker to help them get the mortgage they need. All of our handpicked advisers…

Simple & streamlined

Our NZ mortgage brokers keep it simple, talk in plain language and simplify the mortgage application process. They're happy to address all your home loan related questions.

Save time & money

Our advisers help tens of thousands of people into homes every year, they know where the best deals are, so let them do the research and get the best rates for you.

Review & refinance

Our NZ brokers can review your structure and rates. With interest rates jumping 5% or more, a free mortgage analysis could save you thousands every year.

Working with a qualified adviser.

Find out more about what a good mortgage broker can do for you. Our helpful articles cover all aspects of working with an adviser, from what they do and who pays them, to how you’ll benefit from the relationship.

Why work with a mortgage adviser for refinancing?

This article provides information on working with a mortgage adviser when you’re refinancing a mortgage. We also have a free service that connects you with one of New Zealand’s mortgage advisers from our handpicked panel. First up, let’s define ‘refinancing’. It can be a confusing word, because it’s often used

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Who pays a mortgage broker?

When it comes to choosing a mortgage broker or mortgage adviser, there are quite a few things to check out and carefully consider. This article will help you to ask the right questions, so that you can choose a broker that suits you. For example, you’ll need to know whether

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What does a mortgage broker do?

Getting a mortgage is a big deal. Where do you go to find the best lender for your circumstances? What criteria will you have to meet? When and how do you apply? There are so many questions to navigate. Fortunately, mortgage brokers have many of the answers. A mortgage broker

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Survey shows financial advice helps Kiwis manage their mortgage

An independent survey of 2,000 New Zealanders has revealed that people who get professional financial advice show good financial behaviours more frequently than those who don’t. No matter what they earn, Kiwis who get financial advice were shown to be more: Confident about making major financial decisions Positive about where

Read More »

Frequently asked questions.

Our Find a Broker service has been carefully constructed to save you time, stress and hassle. If you’d like to dig deeper into how the service works, we recommend reading these questions and answers.

Our Find a Broker service can connect you with some of the countries top advisers. Simply pick the adviser you want to work with, answer a few questions about your situation and get connected. Your chosen adviser will support and guide you through the next steps of your home loan journey.

A mortgage broker, aka adviser, can broker the best possible deal for you, using their panel of lenders. They can also provide advice on the structure, term and type of loan best suited for your requirements. They’re normally paid a commission by the lender, which means their service to you is free of charge. To see the significant differences between New Zealanders helped by financial advisers and those who aren’t, read this article.

A mortgage broker knows all the lenders, interest rates and fine print. They can help you to identify which mortgage deals will be the most appropriate for you and your circumstances. More information can be found in our article about mortgage advisers and the FMA website.

Yes definitely, we have plenty of brokers to help with your situation. Our advisers are happy to invest their time and expertise to coach you through the entire purchase process.

Mortgage approval can take two or three weeks. Always ask your lender when you’re likely to hear the news. After that, getting the loan ready for settlement day could take another three weeks at least. When the real estate market is busy, these times could stretch out even further. 

Our Find a Broker service can connect you with some of the countries top advisers. Simply pick the adviser you want to work with, answer a few questions about your situation and get connected. Your chosen adviser will support and guide you through the next steps of your home loan journey.

A mortgage broker, aka adviser, can broker the best possible deal for you, using their panel of lenders. They can also provide advice on the structure, term and type of loan best suited for your requirements. They’re normally paid a commission by the lender, which means their service to you is free of charge. To see the significant differences between Kiwis helped by financial advisers and those who aren’t, read this article.

A mortgage broker knows all the lenders, interest rates and fine print. They can help you to identify which mortgage deals will be the most appropriate for you and your circumstances. More information can be found in our article about mortgage advisers and the FMA website.

Yes definitely, we have plenty of brokers to help with your situation. Our advisers are happy to invest their time and expertise to coach you through the entire purchase process.

We can’t be certain. We’re not lenders or financial advisers and cannot provide financial advice. Our aim is to connect you with one of New Zealand’s top advisers who can then provide the advice and support you as a home buyer.

No. We’re an information service. We aim to give you the tools to understand your lending position and then match you with an independent adviser to help you take your next steps.

Usually, your adviser will be paid a commission directly by your selected lender once you’re successful (e.g. by settling on a property, arranging for refinance or refixing a loan). If you were referred to that adviser by mortgages.co.nz, then we may also receive a marketing levy from the adviser. To learn more, see our article on how advisers earn a fee, or speak with your matched adviser.

At all times, the information we collect will be dealt with in accordance with our privacy policy. If we think you might be eligible for a home loan, we will share your information with your personally matched adviser, to enable them to assess your situation and the suitability of a mortgage application. Your adviser will reach out to you using the contact details you have provided.

We can’t be certain. We’re not lenders or financial advisers and cannot provide financial advice. Our aim is to connect you with one of New Zealand’s top brokers who can then provide the advice and support you need to get the best deal as a home buyer or property investor.

No. We’re an information service. We aim to give you the tools to understand your lending position and then match you with a top mortgage broker to help you take your next steps.

Usually, your adviser will be paid a commission directly by your bank or selected lender once you’re successful (e.g. by settling on a property, arranging for refinance or refixing a loan). If you were referred to that adviser by mortgages.co.nz, then we may also receive a marketing levy from the adviser. To learn more, see our article on how advisers earn a fee, or speak with your matched adviser.

At all times, the information we collect will be dealt with in accordance with our privacy policy. If we think you might be eligible for a home loan, we will share your information with your personally matched adviser, to enable them to assess your situation and the suitability of a mortgage application. Your adviser will reach out to you using the contact details you have provided.

A mortgage broker will ask you a series of questions about your income, the size of your deposit, your credit history and how much you can afford to spend on mortgage repayments. See this article on preparing for a call or meeting with your broker. 

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