Expert Author.

CurrentlyGeneral Manager of Home Lending

ResidesAuckland, NZ

Nicole Pervan

Nicole is the General Manager of Home Lending at Kiwibank – the largest New Zealand-owned bank. Nicole has spent her career working in financial services in Australia, Europe, and New Zealand across a range of disciplines including product management, sales, risk, and change. As General Manager of Home Lending, Nicole strives to deliver on Kiwibank's purpose of Kiwi making Kiwi better off by supporting more New Zealanders to achieve their home loan needs.

About Kiwibank

Kiwibank is a purpose-led organisation that has modern, Kiwi values at heart and keeps Kiwi money where it belongs – right here in New Zealand.

As a Kiwi bank, with more than a million customers, our trusted experts are focused on supporting Kiwi with their home ownership aspirations and backing local business ambitions, so together we can thrive here in Aotearoa and on the world stage.

Kiwibank is the #1 bank in Kantar's 2023 Corporate Reputation Index and the only bank in the top 20.

Nicole Pervan's latest articles

Refixing? Here’s some things to think about

For many the time to refix their home loan is drawing near. As the clock ticks on your current interest rate term it can be scary pondering what your next move may look like as you search the web far and wide for that perfect rate. The truth? There is no ‘best deal’ or ‘perfect rate’. When it comes to choosing a new term there’s no one size fits all. Only you can determine what works best for you and often it’s better to assess your life situation and what rate will give you the most stability and reassurance both right now and over the life of your mortgage.

From friends to homeowners – achieving the Co-own dream

Kiwibank Co-own is another way of getting on the property ladder and is achieved by teaming up with friends or whānau, pooling your savings to get a deposit and together borrowing the amount that’s needed to buy the property you’re all after, taking that exciting leap onto the property ladder.

Kiwibank helping deliver the Kiwi home ownership dream thanks to Co-own

Home ownership – it’s the Kiwi dream. That feeling of elation when you first get told “it’s yours”, the first glimpse as you unlock the door, the first time you arrive home. Your home. All those years of hard work have finally paid off.

Going crazy for Co-own – turning the homeowner dream into reality

Want to achieve the age-old dream of home ownership? There’s something special about money well spent on that slice of land that’s now yours. But sometimes that dream can feel like just that – a dream. But Kiwibank wants to turn this into reality by supporting people to team up