Expert Author.


Campbell Smith
CurrentlyCountry Head for Pepper Money New Zealand
ResidesAuckland, NZ

Campbell Smith

Campbell Smith is the Country Head for Pepper Money New Zealand.

With over 20 years' experience in the banking and financial services industry, he has substantial executive leadership, financial and operational experience, having worked in various commercial functions across mortgages and asset finance.

Campbell joined Pepper Money from LeasePlan as director and country manager, having also worked at organisations such as Turners Automotive and Westpac.

About Pepper Money

As a non-bank lender, we stand apart from traditional banks by offering a different, real-life approach to home loan applications. Non-bank lenders like us provide home loan options for Kiwis that don't meet the lending criteria of the banks.

We were set up to offer alternative home loan options for people getting turned down by the banks; people who could afford a loan but were getting a "no" because of their current situation (such as old credit issues, or not having the right paperwork).

We understand that everyone's real-life situation is different, so our flexible approach means we look at each person's situation on its merits. Pepper Money will take a real-life approach to assessing your ability to make repayments and ensure we are lending responsibly.

Campbell Smith's latest articles

Self employed or have irregular income?

Self employed or have irregular income?

Self employed or have irregular income? Here’s how you could still get your home loan application approved. Traditional lenders like traditional income. But in real life, people earn money in different ways: from the self-employed, shift work, casual work, and more. You’ve got a subset of Kiwis who are very successful on their own merits, but they could be shut out of ‘prime’ or ‘bank’ loans simply because they don’t fit the credit criteria.

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