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mortgages.co.nz & Tony Alexander Mortgage Advisers Survey – August 2026

mortgages.co.nz & Tony Alexander Mortgage Advisers Survey – August 2026

Pullback from the war shock continues Each month we invite mortgage advisors around the country to give insights into developments in the residential real estate market from their unique perspective. Our latest survey has attracted 57 responses. The main themes to come through from the statistical and anecdotal responses include the following. While investors remain

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mortgages.co.nz & Tony Alexander Mortgage Advisers Survey – July 2026

mortgages.co.nz & Tony Alexander Mortgage Advisers Survey – July 2026

Finance Demand is still relatively quiet Each month we invite mortgage advisors around the country to give insights into developments in the residential real estate market from their unique perspective. Our latest survey has attracted 58 responses. The main themes to come through from the statistical and anecdotal responses include the following. Overall demand for

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mortgages.co.nz & Tony Alexander Mortgage Advisers Survey – April 2026

mortgages.co.nz & Tony Alexander Mortgage Advisers Survey – April 2026

Market quietens down amidst Middle East concerns Each month we invite mortgage advisors around the country to give insights into developments in the residential real estate market from their unique perspective. Our latest survey has attracted 41 responses. The main themes to come through from the statistical and anecdotal responses include the following. Many first

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mortgages.co.nz & Tony Alexander Mortgage Advisers Survey – June 2026

mortgages.co.nz & Tony Alexander Mortgage Advisers Survey – June 2026

Banks open the doors some more Each month we invite mortgage advisors around the country to give insights into developments in the residential real estate market from their unique perspective. Our latest survey has attracted 59 responses. The main themes to come through from the statistical and anecdotal responses include the following. Banks have reignited

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mortgages.co.nz & Tony Alexander Mortgage Advisers Survey – May 2026

mortgages.co.nz & Tony Alexander Mortgage Advisers Survey – May 2026

Fixing two years strongly preferred Each month we invite mortgage advisors around the country to give insights into developments in the residential real estate market from their unique perspective. Our latest survey has attracted 44 responses. The main themes to come through from the statistical and anecdotal responses include the following. Some slight easing of

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mortgages.co.nz & Tony Alexander Mortgage Advisers Survey – March 2026

mortgages.co.nz & Tony Alexander Mortgage Advisers Survey – March 2026

Buyer’s market remains in force Each month we invite mortgage advisors around the country to give insights into developments in the residential real estate market from their unique perspective. Our latest survey has attracted 49 responses. The main themes to come through from the statistical and anecdotal responses include the following. There are few major

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mortgages.co.nz & Tony Alexander Mortgage Advisers Survey – February 2026

mortgages.co.nz & Tony Alexander Mortgage Advisers Survey – February 2026

Healthy start to the year Each month we invite mortgage advisors around the country to give insights into developments in the residential real estate market from their unique perspective. Our latest survey has attracted 54 responses. The main themes to come through from the statistical and anecdotal responses include the following. First home buyers are

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mortgages.co.nz & Tony Alexander Mortgage Advisers Survey – December 2025

mortgages.co.nz & Tony Alexander Mortgage Advisers Survey – December 2025

1.5% cashback deals blow out processing times Each month we invite mortgage advisors around the country to give insights into developments in the residential real estate market from their unique perspective. Our latest survey has attracted 51 responses. The main themes to come through from the statistical and anecdotal responses include the following. Brokers are

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mortgages.co.nz & Tony Alexander Mortgage Advisers Survey – November 2025

mortgages.co.nz & Tony Alexander Mortgage Advisers Survey – November 2025

More buyers stepping forward Each month we invite mortgage advisors around the country to give insights into developments in the residential real estate market from their unique perspective. Our latest survey has attracted 49 responses. The main themes to come through from the statistical and anecdotal responses include the following. Brokers note seeing more first

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mortgages.co.nz & Tony Alexander Mortgage Advisers Survey – October 2025

mortgages.co.nz & Tony Alexander Mortgage Advisers Survey – October 2025

Young buyers still dominate the market Each month we invite mortgage advisors around the country to give insights into developments in the residential real estate market from their unique perspective. Our latest survey has attracted 58 responses. The main themes to come through from the statistical and anecdotal responses include the following. First home buyers

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mortgages.co.nz & Tony Alexander Mortgage Advisers Survey – September 2025

mortgages.co.nz & Tony Alexander Mortgage Advisers Survey – September 2025

Borrowers favour one-year fixed rates Each month we invite mortgage advisors around the country to give insights into developments in the residential real estate market from their unique perspective. Our latest survey has attracted 52 responses. The main themes to come through from the statistical and anecdotal responses include the following. Falling test rates are

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mortgages.co.nz & Tony Alexander Mortgage Advisers Survey – August 2025

mortgages.co.nz & Tony Alexander Mortgage Advisers Survey – August 2025

Quiet mortgage market conditions Each month we invite mortgage advisors around the country to give insights into developments in the residential real estate market from their unique perspective. Our latest survey has attracted 63 responses. The main themes to come through from the statistical and anecdotal responses include the following. Brokers continue to report slow

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mortgages.co.nz & Tony Alexander Mortgage Advisers Survey – July 2025

mortgages.co.nz & Tony Alexander Mortgage Advisers Survey – July 2025

Young buyers and investors still seeking advice Each month we invite mortgage advisors around the country to give insights into developments in the residential real estate market from their unique perspective. Our latest survey has attracted 52 responses. The main themes to come through from the statistical and anecdotal responses include the following. There continues

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mortgages.co.nz & Tony Alexander Mortgage Advisers Survey – June 2025

mortgages.co.nz & Tony Alexander Mortgage Advisers Survey – June 2025

Caution returns to the mortgage market Each month we invite mortgage advisors around the country to give insights into developments in the residential real estate market from their unique perspective. Our latest survey has attracted 52 responses. The main themes to come through from the statistical and anecdotal responses include the following. There is some

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mortgages.co.nz & Tony Alexander Mortgage Advisers Survey – May 2025

mortgages.co.nz & Tony Alexander Mortgage Advisers Survey – May 2025

Caution returns to the mortgage market Each month we invite mortgage advisors around the country to give insights into developments in the residential real estate market from their unique perspective. Our latest survey has attracted 56 responses. The main themes to come through from the statistical and anecdotal responses include the following. Brokers are very

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mortgages.co.nz & Tony Alexander Mortgage Advisers Survey – April 2025

mortgages.co.nz & Tony Alexander Mortgage Advisers Survey – April 2025

Caution returns to the mortgage market Each month we invite mortgage advisors around the country to give insights into developments in the residential real estate market from their unique perspective. Our latest survey has attracted 52 responses. The main themes to come through from the statistical and anecdotal responses include the following. Bank turnaround times

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mortgages.co.nz & Tony Alexander Mortgage Advisers Survey – March 2025

mortgages.co.nz & Tony Alexander Mortgage Advisers Survey – March 2025

Activity levels picking up Each month we invite mortgage advisors around the country to give insights into developments in the residential real estate market from their unique perspective. Our latest survey has attracted 70 responses. The main themes to come through from the statistical and anecdotal responses include the following. Activity levels have picked up

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mortgages.co.nz & Tony Alexander Mortgage Advisers Survey – February 2025

mortgages.co.nz & Tony Alexander Mortgage Advisers Survey – February 2025

Banks opening the lending window Each month we invite mortgage advisors around the country to give insights into developments in the residential real estate market from their unique perspective. Our latest survey has attracted 69 responses. The main themes to come through from the statistical and anecdotal responses include the following. Banks have cleared mortgage

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mortgages.co.nz & Tony Alexander Mortgage Advisers Survey – December 2024

mortgages.co.nz & Tony Alexander Mortgage Advisers Survey – December 2024

High frustration at bank delays Each month we invite mortgage advisors around the country to give insights into developments in the residential real estate market from their unique perspective. Our latest survey has attracted 58 responses. The main themes to come through from the statistical and anecdotal responses include these. Brokers are more and more

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mortgages.co.nz & Tony Alexander Mortgage Advisers Survey – November 2024

mortgages.co.nz & Tony Alexander Mortgage Advisers Survey – November 2024

Spring bounce in demand Each month we invite mortgage advisors around the country to give insights into developments in the residential real estate market from their unique perspective. Our latest survey has attracted 75 responses. The main themes to come through from the statistical and anecdotal responses include these. Brokers have become very frustrated about

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mortgages.co.nz & Tony Alexander Mortgage Advisers Survey – October 2024

mortgages.co.nz & Tony Alexander Mortgage Advisers Survey – October 2024

Strong buyer demand evident Each month we invite mortgage advisers around the country to give insights into developments in the residential real estate market from their unique perspective. Our latest survey, undertaken this week, attracted 59 responses. The main themes to come through from the statistical and anecdotal responses include these. Bank turnaround times for

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mortgages.co.nz & Tony Alexander Mortgage Advisers Survey – September 2024

mortgages.co.nz & Tony Alexander Mortgage Advisers Survey – September 2024

More buyers making enquiries Each month we invite mortgage advisers around the country to give insights into developments in the residential real estate market from their unique perspective. Our latest survey, undertaken this week, attracted 51 responses. The main themes to come through from the statistical and anecdotal responses include these. Lenders are becoming more

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mortgages.co.nz & Tony Alexander Mortgage Advisers Survey – August 2024

mortgages.co.nz & Tony Alexander Mortgage Advisers Survey – August 2024

Buyers return Each month we invite mortgage advisers around the country to give insights into developments in the residential real estate market from their unique perspective. Our latest survey, undertaken this week, attracted 65 responses. The main themes to come through from the statistical and anecdotal responses include these. Buyers are returning to the residential

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mortgages.co.nz & Tony Alexander Mortgage Advisers Survey – July 2024

mortgages.co.nz & Tony Alexander Mortgage Advisers Survey – July 2024

Buyers still cautious Each month we invite mortgage advisers around the country to give insights into developments in the residential real estate market from their unique perspective. Our latest survey, undertaken this week, attracted 58 responses. The main themes to come through from the statistical and anecdotal responses include these. A few more investor buyers

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Key considerations when refixing your home loan this winter

Key considerations when refixing your home loan this winter

A lot of New Zealand homeowners will be coming to the end of their fixed terms this winter. One of the reasons for this was mortgage holders choosing shorter terms last year. By choosing a shorter term, they may have hoped rates would go down, and they’d be able to re-fix sooner than the average term length of 12-24 months. But seeing your term come to an end can still be a stressful time, especially if the rate you’re being offered is higher than you expected. The high cost of living is continuing to put pressure on many households.

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mortgages.co.nz & Tony Alexander Mortgage Advisers Survey – June 2024

mortgages.co.nz & Tony Alexander Mortgage Advisers Survey – June 2024

Buyers more cautious Each month we invite mortgage advisers around the country to give insights into developments in the residential real estate market from their unique perspective. Our latest survey, undertaken this week, attracted 54 responses. The main themes to come through from the statistical and anecdotal responses include these. First home buyers are backing

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How to get mortgage-free faster

How to get mortgage-free faster

If you’re sitting on a 30-year loan, being mortgage-free can seem like a long way off. But small changes to how you live and structure your home loan could have an impact on the size of your loan and how long it could take you to pay it off.

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mortgages.co.nz & Tony Alexander Mortgage Advisers Survey – May 2024

mortgages.co.nz & Tony Alexander Mortgage Advisers Survey – May 2024

Buyers still cautious Each month we invite mortgage advisers around the country to give insights into developments in the residential real estate market from their unique perspective. Our latest survey, undertaken this week, attracted 46 responses. The main themes to come through from the statistical and anecdotal responses include these. Amidst deepening concerns about job

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How to get closer to buying your first home

How to get closer to buying your first home

The Co-operative Bank is proud to have helped more than 370 customers get the keys to their first homes over the past year. While getting onto the property ladder might feel like a far-off dream for many New Zealanders, first home buyers made up 30% of new home loans drawn down by customers of The Co-operative Bank in the past 12 months.

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mortgages.co.nz & Tony Alexander Mortgage Advisers Survey – April 2024

mortgages.co.nz & Tony Alexander Mortgage Advisers Survey – April 2024

Buyers more cautious Each month we invite mortgage advisers around the country to give insights into developments in the residential real estate market from their unique perspective. Our latest survey, undertaken this week, attracted 51 responses. The main themes to come through from the statistical and anecdotal responses include these. Buyer interest in residential property

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The Bank of Mum and Dad

The Bank of Mum and Dad

Purchasing a home as a first-time buyer has only gotten harder as the years have gone on. In 1985, the average price for a house was $56,500, while the average salary was around $17,100. Meaning the average home cost around 3.3 times the average wage.

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mortgages.co.nz & Tony Alexander Mortgage Advisers Survey – March 2024

mortgages.co.nz & Tony Alexander Mortgage Advisers Survey – March 2024

Buyers edge back Each month we invite mortgage advisers around the country to give insights into developments in the residential real estate market from their unique perspective. Our latest survey, undertaken this week, attracted 54 responses. The main themes to come through from the statistical and anecdotal responses include these. Buyer interest in residential property

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Your first home: Going from saver to buyer

Your first home: Going from saver to buyer

Saving for a deposit to buy your first home is potentially one of the toughest, and longest, roads on your journey to home ownership. But once you’ve saved for it, what do you do next? Buying a home is a big investment, so you’ll likely want to be clear on all the stages that go into it.

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mortgages.co.nz & Tony Alexander Mortgage Advisers Survey – February 2024

mortgages.co.nz & Tony Alexander Mortgage Advisers Survey – February 2024

First home buyers back Each month we invite mortgage advisers around the country to give insights into developments in the residential real estate market from their unique perspective. Our latest survey, undertaken this week, attracted 53 responses. The main themes to come through from the statistical and anecdotal responses include these. While first home buyers

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mortgages.co.nz & Tony Alexander Mortgage Advisers Survey – January 2024

mortgages.co.nz & Tony Alexander Mortgage Advisers Survey – January 2024

First home buyers back Each month we invite mortgage advisers around the country to give insights into developments in the residential real estate market from their unique perspective. Our latest survey, undertaken this week, attracted 56 responses. The main themes to come through from the statistical and anecdotal responses include these. Banks are slightly easing

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