Building or renovating

Understand construction loans to bring your plans to life.

Popular articles.

A guide to new-build construction loans

What does it cost to build a house in NZ?

Buying a section or land to build a house in NZ

New home vs existing home – which way should you go?

A complete guide to first home loan grants and KiwiSaver

A complete guide to bridging finance

How to move your mortgage to another bank or lender

How parents can help their children buy a home

What is a mortgage cashback?

How much income should go to my mortgage?

A guide to why, when, and how to refinance your mortgage

New rules for first home owner support

Why choose a mortgage broker over a personal banker?

What does a mortgage broker do?

Is a mortgage broker really on your side?

Who pays a mortgage broker?

Preparing for a call or meeting with your mortgage broker

How is mortgage interest calculated?

How to find the best mortgage interest rates in New Zealand

A guide to managing your mortgage

Guide – How to pay off your mortgage faster

Types of mortgages – which one is right for you?

Fix, float or split – understanding your mortgage options

How long should I fix my mortgage for?

What is a floating or variable rate mortgage?

What is a fixed rate mortgage?

What’s the difference between a loan and a mortgage?

What is an offset mortgage?

What is an interest-only mortgage?

What is a revolving credit mortgage?

What is mortgage insurance and how does it work?

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Essential reading

A guide to new-build construction loans

Buying a house off the plans that hasn’t been built yet can seem pretty scary. You’re usually signing up to a massive new-build loan for something with thousands of components that doesn’t even exist yet. How do you know what the finished home will be worth and whether you’ll end up getting what

Essential reading

What does it cost to build a house in NZ?

If you’ve been looking for a home for a while, you’ve probably put some thought into the option of building a new house or buying a new-build property. Committing a whole heap of money to something that doesn’t exist yet is a big step, but the rewards can be big

Essential reading for renovating or building.

More helpful reading for renovating or building.

All you need to know about working with a broker.

Interest rates.

Understanding loan structure.

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