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Change is constant. When you set up your mortgage originally, the interest rates were applicable to the housing market at the time. Likewise, the size and term of your mortgage was appropriate to your income and outgoings at that time. You had a new home, lots of set-up costs and
When you originally set up your mortgage, it would have been subject to the floating and fixed lending rates for that particular day, with your specific bank. But things change over the years. It could be time for a re-look, with a view to saving some interest or improving your
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