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Here you can find access to all our helpful guides, mortgage insights and the latest market news. Whether you are preparing for your first home, reviewing your mortgage or planning to invest in a second property, all the information you need is here.
Moving from one mortgage provider to another involves applying for and getting a new loan, then using that loan to repay your old one, so
Are you considering a land purchase to build on straight away or to hold for future plans? This guide will help you get started on
Understanding how lenders calculate your mortgage interest is the first step to finding ways to pay less interest over the life of your loan. To
Low equity margin (LEM), aka low equity premium (LEP), is the price you pay for having a smaller-than-optimum deposit for the property you want to
The yield on any investment usually refers to how much money it makes each year as a percentage of the amount invested. This percentage sometimes
Lockdown impact apparent This month’s survey of mortgage advisors throughout New Zealand has yielded 70 responses telling us the following. Banks remain as willing to
Choosing whether to build from scratch or buy an existing home is a question that many Kiwis struggle with. The decision outcome is highly individual.
Also known as a ‘variable mortgage’ or ‘floating home loan’, a floating rate mortgage has an interest rate that can increase or decrease at any
If you’ve had to deal with financial hardship or simply forgot to pay some bills in the last five years or so, you may find
When a home loan lender is checking you out as a potential borrower, they’ll take a long, hard look at your credit score, which is
Borrowers flock to three years This month’s survey of mortgage brokers around New Zealand received 65 responses with half before the Tuesday lockdown announcement and
If you’ve been looking for a home for a while, you’ve probably put some thought into the option of building a new house or buying
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