First home buyer’s guide
Buying a house to live in is the number one Kiwi strategy for getting ahead. Not only do you get a place to call your
Buying a house to live in is the number one Kiwi strategy for getting ahead. Not only do you get a place to call your
When you’re thinking about buying your first home or moving up to your next home, it helps to get your head around the acronyms and
The journey from scanning the real estate pages to signing up for a mortgage has many steps. We’ll walk you through the process, so there
Buying your first home has become more and more challenging, particularly for Kiwis who may not have the option of significant financial support from family.
In Budget 2022, the government eased some of the criteria for the First Home Grant, First Home Loan and Kāinga Whenua schemes administered by Kāinga
When a home loan lender is checking you out as a potential borrower, they’ll take a long, hard look at your credit score, which is
The yield on any investment usually refers to how much money it makes each year as a percentage of the amount invested. This percentage sometimes
Property investment has been big news over recent years. Low interest rates and soaring demand for property increased FOMO to record levels, so properties suitable
Change is constant. When you set up your mortgage originally, the interest rates were applicable to the housing market at the time. Likewise, the size
The short answer to this intriguing question is ‘as often as you want to’. Refinancing, aka remortgaging, can be something you do regularly, to either
Moving from one mortgage provider to another involves applying for and getting a new loan, then using that loan to repay your old one, so
Despite the best of intentions, not all business and personal relationships survive the test of time. If the partners own a property together they’ll likely
If your mortgage is due to come off fixed, you’re probably looking at a new interest rate that’s more than double what you’ve been paying.
When you originally set up your mortgage, it would have been subject to the floating and fixed lending rates for that particular day, with your
Buying a house off the plans that hasn’t been built yet can seem pretty scary. You’re usually signing up to a massive new-build loan for something
If you’ve been looking for a home for a while, you’ve probably put some thought into the option of building a new house or buying
A reverse mortgage lets you borrow against some of the value in your home, without having to sell or even make repayments until you’re ready to move into full-time care or you pass away.
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