Why choose a mortgage broker over a personal banker?
When it comes to getting a new home loan or refinancing a property, many high-income households face a choice of working with a personal banker
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When it comes to getting a new home loan or refinancing a property, many high-income households face a choice of working with a personal banker
Debt-to-income (DTI) rules restrict a borrower’s debt to a set multiple of their income. Various countries have employed DTIs for mortgage applications, because they can
With the current perfect storm of rising cost of living and higher interest rates, it might be almost impossible to buy a first home with
Many home owners are getting ready for a substantial rise in their mortgage payments, as their one and two-year fixed interest rate deals conclude. While
A property is one of the most expensive things you’ll ever buy. The amount you borrow and the interest you’ll pay over decades can be
Buying a house to live in is the number one Kiwi strategy for getting ahead. Not only do you get a place to call your
This article provides information on working with a mortgage adviser when you’re refinancing a mortgage. We also have a free service that connects you with
An independent survey of 2,000 New Zealanders has revealed that people who get professional financial advice show good financial behaviours more frequently than those who
If your mortgage application has been declined, it may help to know you’re not alone. Less than half of all applications are approved these days.
If you’re looking at getting a home loan or refinancing, the new rules around lending might feel like a bucket of ice water over your
There are two main types of mortgage insurance – mortgage repayment protection insurance and lenders’ mortgage insurance. The first is similar to the other types
Creating future retirement income by buying investment properties is a time-honoured way to build your wealth, so you can achieve freedom from work. And we’re
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