Why choose a mortgage broker over a personal banker?
![](https://mortgages.co.nz/wp-content/uploads/2023/06/post-why-choose-a-mortgage-broker-over-a-personal-banker-new-1024x324.jpg)
When it comes to getting a new home loan or refinancing a property, many high-income households face a choice of working with a personal banker through private banking or engaging a mortgage broker. If you have a personal banker (also known as a private banker), your initial instinct may be to contact them regarding your […]
Preparing for a call or meeting with your mortgage broker
![](https://mortgages.co.nz/wp-content/uploads/2022/05/post-preparing-for-a-call-or-meeting-with-your-mortgage-broker-min-1024x324.jpg)
A property is one of the most expensive things you’ll ever buy. The amount you borrow and the interest you’ll pay over decades can be huge. So, whether you’re looking for a new mortgage or reviewing the one you have, it’s worth investing some time into getting the best arrangement for your current circumstances and […]
Is a mortgage broker really on your side?
![](https://mortgages.co.nz/wp-content/uploads/2022/06/post-is-a-mortgage-broker-really-on-your-side-min-1024x324.jpg)
You’ve probably heard there’s usually no charge to use a mortgage broker (mortgage adviser). That’s because they’re paid a commission by the lender you end up deciding to go with. So, if the lender’s paying them and you’re getting their services for free, are they going to put your interests first? The short answer is […]
Who pays a mortgage broker?
![](https://mortgages.co.nz/wp-content/uploads/2022/01/post-who-pays-a-mortgage-broker-min-1024x324.jpg)
When it comes to choosing a mortgage broker or mortgage adviser, there are quite a few things to check out and carefully consider. This article will help you to ask the right questions, so that you can choose a broker that suits you. For example, you’ll need to know whether a broker will charge you […]
What does a mortgage broker do?
![](https://mortgages.co.nz/wp-content/uploads/2021/03/post-what-does-a-mortgage-broker-do-min-1024x324.jpg)
Getting a mortgage is a big deal. Where do you go to find the best lender for your circumstances? What criteria will you have to meet? When and how do you apply? There are so many questions to navigate. Fortunately, mortgage brokers have many of the answers. A mortgage broker is an expert when it […]