Plain English articles that dig deep into specific questions related to buying and financing property in New Zealand.
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Plain English articles that dig deep into specific questions related to buying and financing property in New Zealand.
The question ‘how long should I fix my mortgage for’ has much in common with questions like ‘what are interest rates going to do?’, ‘how much can I save in a year’ and ‘what should I name my first born’? The best answer depends on crystal ball gazing, personal circumstances
Going shopping for a home can be one of life’s best moments. The secret to making it a positive experience is having a realistic picture
One of the simplest ways to see what your regular mortgage repayments would be is to use our mortgage repayments calculator. You can also use
If you’re 60 or older and own a home, a reverse mortgage lets you borrow money for any purpose and not repay the loan or
An offset mortgage lets you use money in a separate account (savings or everyday) to effectively reduce the balance of your mortgage when it comes
As its name suggests, an interest-only mortgage means your regular weekly, fortnightly or monthly repayments only include the interest charged. So you don’t repay any
Getting a mortgage is a big deal. Where do you go to find the best lender for your circumstances? What criteria will you have to
When you originally set up your mortgage, it would have been subject to the floating and fixed lending rates for that particular day, with your
A revolving credit mortgage is like an all-in-one bank account with a large overdraft facility. It lets you draw down a loan, put money in
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