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Buying your first home has become more and more challenging, particularly for Kiwis who may not have the option of significant financial support from family. To help address this, the New Zealand government provides several schemes designed to help people into home ownership for the first time. This guide provides
With house prices accelerating in recent years and deposits outpacing first home buyers’ best efforts to save, parents are now helping their children into a
Are you considering a land purchase to build on straight away or to hold for future plans? This guide will help you get started on
Low equity margin (LEM), aka low equity premium (LEP), is the price you pay for having a smaller-than-optimum deposit for the property you want to
Choosing whether to build from scratch or buy an existing home is a question that many Kiwis struggle with. The decision outcome is highly individual.
If you’ve had to deal with financial hardship or simply forgot to pay some bills in the last five years or so, you may find
If you’ve been looking for a home for a while, you’ve probably put some thought into the option of building a new house or buying
Whether you’re a sole trader, a freelancer, in a partnership with someone or a director of a limited company, being your own boss comes with
Bridging finance can help when buying a new house before selling your old one. In other words bridging finance lets you get from property A
Owning your own home, or intending to, has been a New Zealand tradition for generations. But that doesn’t mean it’s still the best option for
Buying a house off the plans that hasn’t been built yet can seem pretty scary. You’re usually signing up to a massive new-build loan for something
If you’ve owned a property for a few years you could have a good amount of equity tied up in it, particularly after the increase
Commercial property has provided investment opportunities for generations of New Zealanders. Options range from direct property ownership to investing in shares of commercial property companies.
Property investment has been big news recently. Low interest rates and soaring demand for property increased FOMO to record levels, so properties suitable for investment
When you have a mortgage ticking away with regular repayments happening automatically, it can be easy to simply let things continue as they are. But
The journey from scanning the real estate pages to signing up for a mortgage has many steps. We’ll walk you through the process, so there
When you’re borrowing to buy a home, there are several different types of mortgages to choose from. Once you understand how they work, and the pros
Once you have a mortgage, it’s a good idea to keep a regular eye on how it’s performing for you. You should revisit things every
Change is constant. When you set up your mortgage originally, the interest rates were applicable to the housing market at the time. Likewise, the size
Many people find themselves in retirement with less money than they expected, or a cost of living that’s more than they imagined or prepared for.
Buying a house to live in is the number one Kiwi strategy for getting ahead. Not only do you get a place to call your
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